South Dakota Code § 51A-10-7

Duty of depositor to examine statement of account and vouchers
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Nothing in §
51A-10-6
shall be construed to relieve the depositor from the duty imposed by law of exercising due diligence in the examination of such account and vouchers, if any, when rendered by the bank and of immediate notification to the bank upon discovery of any error therein, nor from the legal consequences of neglect of such duty; nor to prevent the application of §
57A-4-406
to cases governed thereby.

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