South Dakota Code § 32-40-7

Motor vehicle insurance required covering transportation of riders for compensation
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A transportation network company driver or transportation network company on the driver's behalf shall maintain primary motor vehicle insurance that recognizes that the driver is a transportation network company driver or otherwise uses a vehicle to transport riders for compensation and covers the driver while:
(1) The driver is logged on to the transportation network company's digital network; or
(2) The driver is engaged in a prearranged ride.

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