Ownership of a motor vehicle, off-road vehicle, snowmobile, or boat as defined in § 32-3-2 , with a certificate of title that has a beneficiary designation, pursuant to § 32-3-80 , and on which an application for a subsequent certificate of title has not been filed, vests in the designated beneficiary upon the death of the owner or the last survivor of the joint tenancy with the right of survivorship, if the property is not subject to any lien or other encumbrance.
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