A participant who does not take a total lump-sum distribution, transfer funds by rollover pursuant to § 3-13A-20 , or transfer funds by trustee-to-trustee transfer pursuant to § 3-13A-19 may begin annuity distributions by selecting a retirement date, as set out in § 3-13A-22 . If a participant does not make a selection, the participant's normal retirement date is as defined in subdivision 3-13A-2 (6).
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