South Dakota Code § 10-43-25.8

Affiliated service income included in numerator
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Affiliated service income shall be included in the numerator specified in §
10-43-25.1
only if the income relates to:
(1) Loans secured primarily by real property or tangible personal property located in this state;
(2) Loans made to customers located in this state, which are not secured by real property or tangible personal property; or
(3) Credit card receivables from customers in this state.

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