As used in this subarticle, unless the context clearly indicates otherwise, the following words or phrases have the following meaning: (1) "Form" means policies, contracts, riders, endorsements, and applications as provided in SECTION 38-71-310. (2) "Accident and health insurance" means insurance written under this article, other than credit accident and health insurance. (3) "Policy" means the entire contract between the insurer and the insured, including the policy, riders, endorsements, and the application, if attached, and also includes subscriber contracts issued by nonprofit hospital, medical, and dental service associations.
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