Any applicant or holder of any retail license for the sale of alcoholic beverages issued pursuant to this chapter, except those applicants for or holders of class F liquor licenses or class AS liquor licenses and except as provided in § 3-7-27, shall file with the application a certificate of insurance evidencing commercial, general-liability, and liquor-liability and property-damage coverage in the minimum amount of three hundred thousand dollars ($300,000). Failure to maintain insurance as required by this section shall result in a revocation of the retail license unless the holder of the license reinstates insurance coverage within forty-eight (48) hours of notice of revocation. The certificate of insurance shall provide that the insurance shall not be modified or cancelled unless prior, advance notice is given to the licensing authority.
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