Rhode Island Code § 27-5-3.5

Earthquake coverage endorsement for property insurance
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Notwithstanding any general or special law to the contrary, all insurance companies authorized to provide condominium unit owner’s, tenant’s, or homeowner’s insurance on owner-occupied, one to four (4) unit dwellings in this state shall, in connection with that insurance, make available to any insured purchasing a policy, at the insured’s option, earthquake coverage. The premium amount and deductible amount for the earthquake coverage shall be shown separately on the declarations page of the policy.

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