(a) Required insurance.-- A home inspector shall maintain insurance against errors and omissions in the performance of a home inspection and general liability, with coverages of not less than $100,000 per occurrence and $500,000 in the aggregate and with deductibles of not more than $2,500. (b) Term.-- (1) Except as set forth in paragraph (2), a home inspector shall maintain insurance under subsection (a) for at least one year after the latest home inspection report the home inspector delivers. (2) Paragraph (1) shall not apply to a home inspection report that was delivered prior to the effective date of this section.
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