Pennsylvania Code § 20-6409

Nontestamentary transfer on death.
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(a) General rule.-- A transfer on death resulting from a registration in beneficiary form is effective by reason of the contract regarding the registration between the owner and the registering entity and this chapter and is not testamentary.
(b) Creditors.-- This chapter does not limit the rights of creditors of security owners against beneficiaries and other transferees under other laws of this Commonwealth.

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