Owner when referring to the owner of a vehicle means: (1) The person in whose name title to a vehicle is issued, and who is entitled to possession and use of the vehicle. (2) If the title and right to possession and use for a vehicle are in different persons: (a) The person, other than a security interest holder, who is entitled to the possession and use of the vehicle under a security agreement. (b) The lessor or lessee of a vehicle, as designated by the lessor on the application for title, if the lessee is entitled to possession and use of the vehicle under a lease agreement.
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