Oregon Code § ORS 743.360

Alternative group life insurance coverage
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(1) Group life insurance coverage offered to a resident in this state under a group life insurance policy issued to a group other than one described in ORS 743.351 or 743.354 may be delivered if:
(a) The Director of the Department of Consumer and Business Services finds that:
(A) The issuance of the policy is in the best interest of the public;
(B) The issuance of the policy would result in economies of acquisition or administration; and
(C) The benefits are reasonable in relation to the premiums charged;
(b) The premium for the policy is paid either from funds of a policyholder, from funds contributed by a covered person or from both; and
(c) An insurer has the discretion to exclude or limit coverage for a voluntary plan on any person for whom evidence of individual insurability is not satisfactory to the insurer.
(2) The requirements of ORS 743.303 do not apply to a policy authorized under subsection (1) of this section.

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