Oregon Code § ORS 742.028

Additional policy contents
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A policy may contain additional provisions not inconsistent with the Insurance Code and which are:
(1) Required to be inserted by the laws of the insurers domicile;
(2) Necessary, on account of the manner in which the insurer is constituted or operated, in order to state the rights and obligations of the parties to the contract; or
(3) Desired by the insurer and neither prohibited by law nor in conflict with any provisions required to be included therein. [Formerly 743.060]

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