Oklahoma Code § 47-2-306.2

Title 47. Motor Vehicles: Unpaid accumulated contributions - Payment to
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beneficiary or next of kin.
In the event the total retirement payments made to the member
and his joint annuitant, if any, are less than the member's
accumulated contributions, the difference shall be paid to the
member's designated beneficiary or if no designated beneficiary
survives, then to the member's nearest surviving next of kin as
determined by law.

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