Oklahoma Code § 47-1055

Title 47. Motor Vehicles: Exclusions and limitations by insurers
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A.  An authorized insurer that writes motor vehicle liability
insurance in this state may exclude any and all coverage and the
duty to defend or indemnify for any claim afforded under a shared
vehicle owner's motor vehicle liability insurance policy including,
but not limited to:
1.  Liability coverage for bodily injury and property damage;
2.  Personal injury protection coverage;
3.  Uninsured and underinsured motorist coverage;
4.  Medical payments coverage;
5.  Comprehensive physical damage coverage; and
6.  Collision physical damage coverage.
B.  Nothing in the Peer-to-Peer Car Sharing Program Act shall
invalidate or limit an exclusion contained in a motor vehicle
liability insurance policy including any insurance policy in use or
approved for use, that excludes coverage for motor vehicles made
available for rent, sharing, hire or for any business use.
C.  Nothing in the Peer-to-Peer Car Sharing Program Act
invalidates, limits or restricts an insurer's ability under existing
law to underwrite any insurance policy.  Nothing in the Peer-to-Peer
Car Sharing Program Act invalidates, limits or restricts an
insurer's ability under existing law to cancel and non-renew
policies.

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