Oklahoma Code § 36-6991

Title 36. Insurance: Prohibiting refusal of coverage for durable medical
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equipment.
A.  As used in this section:
1.  “Durable medical equipment” means equipment as defined
pursuant to Section 375.2 of Title 59 of the Oklahoma Statutes;
2.  “Health benefit plan” means a health benefit plan as defined
pursuant to Section 6060.4 of Title 36 of the Oklahoma Statutes, but
shall not include any health benefit plan offered by a contracted
entity as defined in Section 4002.2 of Title 56 of the Oklahoma
Statutes that provides coverage to members of the state Medicaid
program;
3.  “Health care provider” means a provider as defined pursuant
to Section 6571 of Title 36 of the Oklahoma Statutes;
4.  “Health maintenance organization” or “HMO” means a health
maintenance organization as defined pursuant to Section 6902 of
Title 36 of the Oklahoma Statutes, but shall not include any health
benefit plan offered by a contracted entity as defined in Section
4002.2 of Title 56 of the Oklahoma Statutes that provides coverage
to members of the state Medicaid program; and
5.  “Preferred provider organization” or “PPO” means a preferred
provider organization as defined pursuant to Section 6054 of Title
36 of the Oklahoma Statutes.
B.  No health benefit plan, HMO, PPO, or other provider network
authorized to administer health care coverage in this state shall
refuse coverage to an insured for durable medical equipment and
supplies as prescribed by a health care provider, regardless of
whether they are in-network or out-of-network, unless there is an
Oklahoma-licensed in-network provider within a fifteen-mile radius
of the patient’s home address that can provide in-person evaluation
for durable medical equipment, supplies, and related services.

C.  If a health care provider deems it necessary that an insured
receive covered durable medical equipment or supplies within twenty-
four (24) hours, the insured shall not be subject to drop-shipped
orders and may seek such equipment and supplies from any health care
provider who can provide the necessary services and supplies within
the requested time frame.
D.  When an insured utilizes an out-of-network health care
provider, as described in subsection B of this section, the out-of-
network provider shall be reimbursed at the same rate and benefit
level for the provided services as an in-network provider for the
health benefit plan, HMO, PPO, or other provider network authorized
to administer health care coverage in this state.

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