Oklahoma Code § 36-6558

Title 36. Insurance: Information required to be submitted by private review
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agents.
In conjunction with an application for a certificate, the
private review agent shall submit information that the Insurance
Commissioner requires, including, but not limited to:
1.  A utilization review plan that includes:
a. an adequate summary description of review standards,
protocol and procedures to be used in evaluating
proposed or delivered hospital and medical care,
b. assurances that the standards and criteria to be
applied in review determinations are established with
input from health care providers representing major
areas of specialty and certified by the boards of the
various American medical specialties.  The entity

shall provide the Commissioner with a list of such
representatives and their major areas of specialty
upon request, and
c. the provisions by which patients or health care
providers may seek reconsideration or appeal of
adverse decisions by the private review agent;
2.  The type and qualifications of the personnel either employed
or under contract to perform the utilization review;
3.  The procedures and policies to ensure that a representative
of the private review agent is reasonably accessible, if domiciled
in this state, to patients and health care providers five (5) days a
week during normal business hours, such procedures and policies to
include as a requirement a toll-free telephone number to be
available during said business hours; provided, in the alternative,
the out-of-state private review agent shall be available or make
staff available by toll-free telephone for at least forty (40) hours
per week during normal business hours and shall have a telephone
system which is capable of accepting or recording incoming telephone
calls during other than normal hours, and shall respond to such
calls within two (2) working days, if sufficient information is
provided to whomever accepts the call or on a recorded message;
4.  The policies and procedures to ensure that all applicable
state and federal laws to protect the confidentiality of individual
medical records are followed;
5.  The policies and procedures to verify the identity and
authority of personnel performing utilization review by telephone;
6.  A copy of the materials designed to inform applicable
patients and health care providers of the requirements of the
utilization review plan;
7.  A list of the third party payors for which the private
review agent is performing utilization review in this state.  Said
list may be deemed confidential by the Commissioner for the purpose
of protecting competition between agents;
8.  The procedures for receiving and handling complaints by
patients and health care providers concerning utilization review;
and
9.  Procedures to ensure that after a request for medical
evaluation, treatment, or procedures has been rejected in whole or
in part and in the event a copy of the report on said rejection is
requested, a copy of the report of a private review agent concerning
the rejection shall be mailed by the insurer, postage prepaid, to
the ill or injured person, the treating health care provider or to
the person financially responsible for the patient's bill within
fifteen (15) days after receipt of the request for the report.

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