Oklahoma Code § 36-6125.2

Title 36. Insurance: Funding of contract by assignment of life insurance or
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fixed annuity proceeds.
A.  Contracts for prepaid funeral benefits provided for pursuant
to Section 6125 of this title may be funded by assignments of
proceeds from either a standard life or accident insurance policy or
an individual or group fixed annuity to the contracting
organization.
B.  A guaranteed contract for prepaid funeral benefits provided
for pursuant to paragraph 1 of subsection B of Section 6125 of this
title which is to be funded by assignment of proceeds from either a
standard life or accident insurance policy or an individual or group
fixed annuity shall provide that:
1.  The contract be funded by an insurance policy or annuity
issued in the face amount of the current purchase price of the
contract for prepaid funeral benefits;
2.  All accrued benefits under the insurance policy or annuity
shall become available for disbursement to the organization upon the
death of the purchaser or designated beneficiary of the prepaid
funeral contract;
3.  The purchaser or designated beneficiary shall be the same
individual named as the insured or designated beneficiary under the
insurance policy or annuity; and
4.  The disbursement of insurance or annuity proceeds to the
organization shall constitute payment in full to the organization
for the prepaid funeral benefits.
C.  A nonspecified contract for prepaid funeral benefits
provided for pursuant to paragraph 2 of subsection B of Section 6125
of this title which is to be funded by assignment of proceeds from
either a standard life or accident insurance policy or an individual
or group fixed annuity shall provide that:

1.  The total proceeds paid to the organization under the
insurance policy or annuity shall not exceed the actual retail cost
of the funeral services and merchandise at the time of delivery;
2.  Any funds remaining unused shall be refunded to the
purchaser, the personal representative of the purchaser or the
designated beneficiary; and
3.  After November 1, 2009, all price lists reflecting the
actual retail cost of funeral services and merchandise used at the
time of the delivery of services shall be retained for a period of
at least six (6) years.
D.  A violation of this section shall constitute a misdemeanor
and shall be punished by a fine of not less than One Hundred Dollars
($100.00) nor more than Five Hundred Dollars ($500.00) or by
imprisonment in the county jail for not less than one (1) month nor
more than six (6) months, or by both such fine and imprisonment.
Added by Laws 1988, c. 118, § 8, eff. Nov. 1, 1988.  Amended by Laws
2009, c. 294, § 6, eff. Nov. 1, 2009; Laws 2013, c. 269, § 13, eff.
Nov. 1, 2013; Laws 2025, c. 55, § 7, eff. Nov. 1, 2025.

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