Oklahoma Code § 36-4406

Title 36. Insurance: Conforming to statute
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A.  Other Policy Provisions.  No policy provision which is not
subject to section 4405 of this article shall make a policy, or any
portion thereof, less favorable in any respect to the insured or the
beneficiary than the provisions thereof which are subject to this
article.
B.  Policy Conflicting with this Article.  A policy delivered or
issued for delivery to any person in this state in violation of this
article shall be held valid but shall be construed as provided in
this article.  When any provision in a policy subject to this
article is in conflict with any provision of this article, the
rights, duties and obligations of the insurer, the insured and the
beneficiary shall be governed by the provisions of this article.

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