Oklahoma Code § 36-4107

Title 36. Insurance: Group annuity; entire contract
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In group annuity contracts there shall be a provision specifying
the document or documents which shall constitute the entire contract
between parties.  The document or documents so specified shall be
only (a) the contract, (b) the contract together with the
application of the holder of which a copy is attached thereto, or
(c) the contract together with the application of the holder of
which a copy is attached thereto, and the individual applications of
annuitants on file with the insurer and referred to therein.

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