Oklahoma Code § 36-4030.11

Title 36. Insurance: Calculation of certain benefits under contracts with
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fixed scheduled considerations.
Any paid-up annuity, cash surrender or death benefits available
at any time, other than on the contract anniversary under any
contract with fixed scheduled considerations, shall be calculated
with allowance for the lapse of time and the payment of any
scheduled considerations beyond the beginning of the contract year
in which cessation of payment of considerations under the contract
occurs.

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