Oklahoma Code § 36-4005

Title 36. Insurance: Application and policy as entire contract; statements in
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application as representations.
There shall be a provision that the policy, or the policy and
the application therefor if a copy of such application is endorsed
upon or attached to the policy when issued, shall constitute the
entire contract between the parties, and that all statements
contained in the application shall, in the absence of fraud, be
deemed representations and not warranties.

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