Oklahoma Code § 36-3610

Title 36. Insurance: Approval of forms
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A.  No insurance policy form or application form, where written
application is required and is to be made a part of the policy,
rider or endorsement form other than surety bond forms and such
other insurance policy forms as are hereinafter specifically
otherwise provided for shall be issued, delivered, or used unless
filed with and approved by the Insurance Commissioner.  This section
shall not apply to policies, riders or endorsements of unique
character designed for and used with relation to insurance upon a
particular subject or which relate to the manner of distribution of
benefits or to the reservation of rights and benefits under life or
accident and health policies, and are used at the request of the
individual policyholder, contract holder, or certificate holder.
B.  Every such filing shall be made not less than sixty (60)
days in advance of any such delivery.  At the expiration of such
sixty (60) days the form so filed shall be deemed approved unless

prior thereto it has been affirmatively approved or disapproved by
order of the Insurance Commissioner.  Approval of any such form by
the Commissioner shall constitute a waiver of any unexpired portion
of such waiting period.  The Insurance Commissioner may extend by
not more than an additional thirty (30) days the period within which
he may so affirmatively approve or disapprove any such form, by
giving notice of such extension before expiration of the initial
sixty-day period.  At the expiration of any such period as so
extended, and in the absence of such prior affirmative approval or
disapproval, any such form shall be deemed approved.  The Insurance
Commissioner may at any time, after notice and for cause shown,
withdraw any such approval.
C.  Any order of the Insurance Commissioner disapproving any
such form or withdrawing a previous approval shall state the grounds
therefor.
D.  The Insurance Commissioner may, by order, exempt from the
requirements of this section for so long as he deems proper any
insurance document or form or type thereof as specified in such
order, to which, in his discretion this section may not practicably
be applied, or the filing and approval of which are, in his opinion,
not desirable or necessary for the protection of the public.
E.  This section shall apply also to any such form used by
domestic insurers for delivery in a jurisdiction outside Oklahoma,
if the insurance supervisory official of such jurisdiction informs
the Insurance Commissioner that such form is not subject to approval
or disapproval by such official, and upon the Commissioner's order
requiring the form to be submitted to him for the purpose.

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