Oklahoma Code § 24-145

Title 24. Debtor And Creditor: Administrative hearing - Suspension, revocation or
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surrender of license.
A.  The Administrator shall appoint an independent hearing
examiner to conduct all administrative hearings involving alleged
violations of the Credit Services Organization Act.  The independent
hearing examiner shall have authority to exercise all powers granted
by Article II of the Administrative Procedures Act in conducting
hearings.  The independent hearing examiner shall have authority to
recommend penalties authorized by the Credit Services Organization
Act and issue proposed orders, with proposed findings of fact and
proposed conclusions of law, to the Administrator pursuant to
Article II of the Administrative Procedures Act.  The Administrator
shall review the proposed order and issue a final agency order in
accordance with Article II of the Administrative Procedures Act.  A
final agency order issued by the Administrator shall be appealable
by all parties to the district court as provided in Article II of
the Administrative Procedures Act.  The costs of the hearing
examiner may be assessed by the hearing examiner against the
respondent, unless the respondent is the prevailing party.
B.  The Administrator may, after notice and hearing, decline to
renew a license, suspend or revoke any license, or in addition to or
in lieu of suspension or revocation, order refunds for any unlawful
charges or enter a cease and desist order if the Administrator finds
that:
1.  The licensee has failed to pay any fee or charge properly
imposed by the Administrator under the authority of the Credit
Services Organization Act;
2.  The licensee or any entity or individual subject to the
Credit Services Organization Act, either knowingly or without the
exercise of due care to prevent the same, has violated any
provisions of the Credit Services Organization Act or any regulation
or order lawfully made pursuant thereto; or
3.  Any fact or condition exists which, if it had existed or had
been known to exist at the time of the original application for a
license, clearly would have justified the Administrator in refusing
the license.
C.  Any licensee may surrender any license by delivering it to
the Administrator with written notice of its surrender, but such

surrender shall not affect the licensee's civil or criminal
liability for acts committed prior thereto.
D.  No revocation, suspension or surrender of any license shall
impair or affect the obligation of any preexisting lawful contract
between the licensee and any customer.
E.  The Administrator may reinstate suspended licenses or issue
new licenses to a person whose license or licenses have been revoked
if no fact or condition then exists which clearly would have
justified the Administrator in refusing originally to issue such
license pursuant to the Credit Services Organization Act.
F.  On application of any person and payment of the cost
thereof, the Administrator shall furnish under the seal and
signature of the Administrator a certificate of good standing or a
certified copy of any license.
G.  Any entity or individual offering to engage or engaged as a
credit service organization without a license in this state shall be
subject to a civil penalty not to exceed Five Thousand Dollars
($5,000.00).
H.  The Administrator may impose a civil penalty as prescribed
in subsection G of this section, after notice and hearing in
accordance with Article II of the Administrative Procedures Act.
Any administrative order or settlement agreement imposing a civil
penalty pursuant to this section may be enforced in the same manner
as civil judgments in this state.  The Administrator may file an
application to enforce an administrative order or settlement
agreement imposing a civil penalty in the district court of Oklahoma
County.
Added by Laws 1987, c. 208, § 50, operative July 1, 1987.  Amended
by Laws 1987, c. 236, § 76, emerg. eff. July 20, 1987; Laws 2010, c.
415, § 12, eff. July 1, 2010.

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