Oklahoma Code § 14A-3-106

Title 14A. Consumer Credit Code: Definition: "Loan"
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(1)  "Loan" includes
(a) the creation of debt by the lender's payment of or
agreement to pay money to the debtor or to a third
party for the account of the debtor;
(b) the creation of debt by a credit to an account with
the lender upon which the debtor is entitled to draw
immediately;
(c) the creation of debt pursuant to a lender credit card
or similar arrangement, except that the creation of
debt or the forbearance of debt arising from a sale or
lease of goods or services pursuant to a lender credit
card shall be a "loan" only as to the issuer of such
card and not as to a seller nor a lessor nor any
assignee of a seller's right to payment or lessor's
right to payment; and
(d) the forbearance of debt arising from a loan.
(2)  "Loan" does not include the creation of debt nor the
forbearance of debt in connection with a sale or lease of goods or
services arising pursuant to a seller credit card as to the issuer
of such card, nor a seller, a lessor or any assignee of a seller's
or lessor's right to payment, nor otherwise.

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