North Dakota Code § 6-08-24

Actions on accounts and claims limited
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No depositor or other creditor may commence an action against a bank on any account or 
claim of any kind after the expiration of the six -year period provided for in section 6 -08-23, 
unless such depositor or creditor has, within such six -year period, made demand in writing on 
such bank requesting a settlement or adjustment of such claim; provided, however, that ledger 
sheets showing unpaid balances in favor of depositors may not be destroyed unless a 
photographic copy is retained in accordance with section 31 -08-01.1, and nothing in sections 
6-08-23 and 6 -08-24 may be construed as limiting the time when actions may be brought to 
recover such balances.

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