North Dakota Code § 6-03-63

Interest on deposits - Rates payable - Penalty
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No state banking association may pay interest on deposits, directly or indirectly, at rates 
greater than authorized by the state banking board. The board's authorization of interest rates is 
not subject to the public notice and public hearing requirements of chapter 28 -32. Any officer, 
director, or employee of any association violating the provisions of this section, directly or 
indirectly, is guilty of a class B misdemeanor.

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