North Dakota Code § 6-03-59.1

Leasing of personal property - Limitation on term and amount
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A bank may become the owner and lessor of personal property upon the specific request of 
and for the use of a customer. The term of the lease may not exceed twenty years and all such 
leases must provide for the payment of at least annual rentals, the total of which must at least 
equal the cost to the bank of the personal property so leased. The total leasing obligation or 
rentals to a bank will be a part of the total liability limitations of any borrower as set forth in 
section 6-03-59.

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