North Dakota Code § 51-13-06.1

Authority to purchase retail installment contracts
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Notwithstanding any contrary provision of law:
1. A financing agency may purchase a retail installment contract from a seller on such 
terms and conditions and for such price as may be mutually agreed upon.
2. No filing of the assignment, no notice to the buyer of the assignment, and no 
requirement that the seller be deprived of dominion over payments upon the contract 
or over the personal property if repossessed by the seller, shall be necessary to the 
validity of a written assignment of a retail installment contract as against creditors, 
subsequent purchasers, pledgees, mortgagees, or encumbrancers of the seller.

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