North Dakota Code § 41-09-43

(9-323) Future advances
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1. Except as otherwise provided in subsection 3, for purposes of determining the priority 
of a perfected security interest under subdivision a of subsection 1 of section 
41-09-42, perfection of the security interest dates from the time an advance is made to 
the extent that the security interest secures an advance that:
a. Is made while the security interest is perfected only:
(1) Under section 41-09-29 when it attaches; or
(2) Temporarily under subsection 5, 6, or 7 of section 41-09-32; and
b. Is not made pursuant to a commitment entered into before or while the security 
interest is perfected by a method other than under section 41 -09-29 or 
subsection 5, 6, or 7 of section 41-09-32.
2. Except as otherwise provided in subsection 3, a security interest is subordinate to the 
rights of a person that becomes a lien creditor to the extent that the security interest 
secures an advance made more than forty -five days after the person becomes a lien 
creditor unless the advance is made:
a. Without knowledge of the lien; or
b. Pursuant to a commitment entered into without knowledge of the lien.
3. Subsections 1 and 2 do not apply to a security interest held by a secured party that is 
a buyer of accounts, chattel paper, payment intangibles, or promissory notes or a 
consignor.
4. Except as otherwise provided in subsection 5, a buyer of goods takes free of a security 
interest to the extent that it secures advances made after the earlier of:
a. The time the secured party acquires knowledge of the buyer's purchase; or

b. Forty-five days after the purchase.
5. Subsection 4 does not apply if the advance is made pursuant to a commitment entered 
into without knowledge of the buyer's purchase and before the expiration of the 
forty-five-day period.
6. Except as otherwise provided in subsection 7, a lessee of goods takes the leasehold 
interest free of a security interest to the extent that it secures advances made after the 
earlier of:
a. The time the secured party acquires knowledge of the lease; or
b. Forty-five days after the lease contract becomes enforceable.
7. Subsection 6 does not apply if the advance is made pursuant to a commitment entered 
into without knowledge of the lease and before the expiration of the forty -five-day 
period.

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