North Dakota Code § 32-41-04

9. "Rate of exchange" means the rate at which money of one country may be converted
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into money of another country in a free financial market convenient to or reasonably 
usable by a person obligated to pay or to state a rate of conversion. If separate rates 
of exchange apply to different kinds of transactions, the term means the rate 
applicable to the particular transaction giving rise to the foreign-money claim.
10. "Spot rate" means the rate of exchange at which foreign money is sold by a bank or 
other dealer in foreign exchange for immediate or next day availability or for settlement 
by immediate payment in cash or equivalent, by charge to an account, or by an agreed 
delayed settlement not exceeding two days.
11. "State" means a state of the United States, the District of Columbia, the 
Commonwealth of Puerto Rico, or a territory or insular possession subject to the 
jurisdiction of the United States.

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