1. By a writing signed by all parties, the parties may designate as agent of all parties on an account a person other than a party. 2. Unless the terms of an agency designation provide that the authority of the agent terminates on disability or incapacity of a party, the agent's authority survives disability and incapacity. The agent may act for a disabled or incapacitated party until the authority of the agent is terminated. 3. Death of the sole party or last surviving party terminates the authority of an agent.
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