North Dakota Code § 26.1-46-06

Purchasing groups - Exemption from certain laws relating to the group
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purchase of insurance.
A purchasing group and its insurer or insurers is subject to all applicable laws of this state, 
except that a purchasing group and its insurer or insurers are exempt, in regard to liability 
insurance for the purchasing group, from any law that would:
1. Prohibit the establishment of a purchasing group.
2. Make it unlawful for an insurer to provide or offer to provide insurance on a basis 
providing, to a purchasing group or its members, advantages based on their loss and 
expense experience not afforded to other persons with respect to rates, policy forms, 
coverages, or other matters.
3. Prohibit a purchasing group or its members from purchasing insurance on a group 
basis described in subsection 2.
4. Prohibit a purchasing group from obtaining insurance on a group basis because the 
group has not been in existence for a minimum period of time or because any member 
has not belonged to the group for a minimum period of time.
5. Require that a purchasing group must have a minimum number of members, common 
ownership or affiliation, or certain legal form.
6. Require that a certain percentage of a purchasing group must obtain insurance on a 
group basis.
7. Otherwise discriminate against a purchasing group or any of its members.
8. Require that any insurance policy issued to a purchasing group or any of its members 
be countersigned by an insurance producer residing in this state.

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