North Dakota Code § 26.1-36-18

Notice under accident and health policy - Waiver
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The acknowledgment by any insurer of the receipt of notice given under an accident or 
health insurance policy, or the furnishing of forms for filing proofs of loss, or the acceptance of 
such proofs, or the investigation of any claim does not operate as a waiver of any of the rights of 
the insurer in defense of any claim arising under the policy.

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