North Dakota Code § 26.1-36-12.5

Basic health insurance coverage - Exceptions to required coverage
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1. An insurance company, a nonprofit health service corporation, or a health maintenance 
organization may deliver, issue, execute, and renew a basic health insurance policy, 
health service contract, or evidence of coverage on an individual basis or an employer 
group, blanket, franchise, or association basis for employers with fewer than fifty 
employees.
2. The basic health insurance coverage policy, contract, or evidence of coverage under 
this section is not subject to sections 26.1 -36-06.1, 26.1 -36-08, 26.1 -36-09.1, 
26.1-36-09.3, 26.1 -36-09.6, 26.1 -36-09.7, 26.1 -36-09.9, 26.1 -36-09.10, 26.1 -36-12.1, 
and 43-13-31. However, the insurance company, nonprofit health service corporation, 
or health maintenance organization shall make the coverage required under these 
sections available at the option of the individual or employer and may charge an 
additional premium for each coverage provided.
3. Any law that becomes effective after January 1, 2001, which provides for an accident 
and health insurance coverage mandate does not apply to a basic health insurance 
policy issued under this section unless the law specifically identifies application to a 
basic health insurance coverage policy.

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