North Dakota Code § 26.1-36-12.1

Health service corporation contract provision denying insured or
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subscriber right to employ doctor or enter hospital prohibited.
Any provision in any health service contract issued by a health service corporation denying 
the insured or subscriber, subscriber member, officer, or employee, in case of accident or 
sickness, the right to consult or employ any doctor, including doctors of chiropractic, licensed to 
practice in this state whom the insured, subscriber, subscriber member, officer, or employee 
may choose, or to enter any hospital or sanitarium organized and operating under the laws of 

this state which the insured, subscriber, subscriber member, officer, or employee may select, is 
void. The health service corporation must recognize any proof of claim duly certified by the 
doctor, hospital, or sanitarium notwithstanding any provision contained in the contract.

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