North Dakota Code § 26.1-36-01.1

Scope - Accident and health insurance policy mandates
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Unless expressly provided otherwise, an accident and health insurance policy health 
coverage mandate under this chapter does not apply to an accident and health insurance policy 
that is a high-deductible health plan under 26 U.S.C. 223 if the mandate would cause the policy 
to fail to qualify as a high-deductible health plan under this federal law.

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