North Dakota Code § 26.1-34-08

Benefits on cessation of payment of considerations off the anniversary
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Any paid-up annuity, cash surrender, or death benefits available at any time, other than on 
the contract anniversary, under any annuity contract with fixed scheduled considerations, must 
be calculated with allowance for the lapse of time and the payment of any scheduled 
considerations beyond the beginning of the contract year in which cessation of payment of 
considerations under the contract occurs.

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