North Dakota Code § 26.1-33-31

Approval of life policy forms
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A policy form meeting the requirements of subsection 1 of section 26.1 -33-30 must be 
approved notwithstanding any other law which specifies the contents of a policy, if the policy 
form provides the policyholders and claimants protection not less favorable than they would be 
entitled to under such laws.

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