North Dakota Code § 26.1-25-13

Rate administration
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1. The commissioner shall adopt reasonable rules and statistical plans, reasonably 
adopted to each of the rating systems on file with the commissioner, which may be 
modified from time to time and which must be used thereafter by each insurer in the 
recording and reporting of its loss and countrywide expense experience, in order that 
the experience of all insurers may be made available at least annually in such form 
and detail as may be necessary to aid the commissioner in determining whether rating 
systems comply with the standards set forth in section 26.1-25-03. The rules and plans 
may also provide for the recording and reporting of expense experience items which 
are specially applicable to this state and are not susceptible of determination by a 
prorating of countrywide expense experience. In adopting the rules and plans, the 
commissioner shall give due consideration to the rating systems on file with the 
commissioner and, in order that the rules and plans may be as uniform as is 
practicable among the several states, to the rules and to the form of the plans used for 
the rating systems in other states. No insurer may be required to record or report its 
loss experience on a classification basis that is inconsistent with the rating system filed 
by it. The commissioner may designate one or more advisory organizations or other 
agencies to assist the commissioner in gathering such experience and making 
compilations thereof, and the compilations must be made available, subject to 
reasonable rules adopted by the commissioner, to insurers and advisory organizations.
2. Reasonable rules and plans may be adopted by the commissioner for the interchange 
of data necessary for the application of rating plans.
3. In order to further uniform administration of rate regulatory laws, the commissioner and 
every insurer and advisory organization may exchange information and experience 
data with insurance supervisory officials, insurers, and advisory organizations in other 
states and may consult with them with respect to ratemaking and the application of 
rating systems.
4. The commissioner may adopt reasonable rules necessary to effect the purposes of 
this chapter.

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