North Dakota Code § 26.1-22-21

Excess loss reinsurance - Insurance broker of record
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1. The office shall procure and shall keep in force excess loss reinsurance naming the 
fund as the reinsured. The excess loss reinsurance must be in an amount and for a 
period determined by the office to be sufficient for the fund. The reinsurance contract 
must reimburse the fund for losses incurred by the fund under policies issued by the 
fund and arising out of each occurrence of a covered cause of loss and include at least 
a sixty-day cancellation notice.

2. The cost of the excess loss reinsurance must be paid out of the assessment income of 
the fund and must be assessed against the policyholders that benefit from the 
reinsurance. Excess loss reinsurance must be written only by a company or 
companies authorized to do business within this state. The contract must be 
countersigned by a licensed North Dakota resident insurance producer.
3. The office may contract for insurance broker of record services to assist in procuring 
excess loss reinsurance. The insurance broker must be licensed and authorized to do 
business in the state.

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