North Dakota Code § 26.1-14-15

Optional membership in insurance guaranty association
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The company may not be a member insurer under chapter 26.1 -42.1 unless the board of 
directors by appropriate resolution, certified to and filed with the commissioner on or before 
December thirty -first following the issuance of its certificate of authority, elects to become a 
member. If there is an affirmative election, the company becomes a member of the insurance 
guaranty association effective July first of the following year. The election is irrevocable. In 
absence of a timely election, no policyholder, claimant, or creditor of the company may receive 
any payment by the insurance guaranty association.

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