North Dakota Code § 26.1-10-05.1

Dividends and other distribution
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1. The board of directors of any company subject to this chapter may declare and the 
company may pay dividends and other distributions on its outstanding shares and 
cash, property, or its own shares and on its treasury stock in its own shares, subject to 
the following provisions:
a. No dividend or other distribution may be declared or paid at any time except out 
of earned, as distinguished from contributed, surplus, nor when the surplus of the 
company is less than the surplus required by law for the kind or kinds of business 
authorized to be transacted by the insurer, nor when the payment of a dividend or 
other distribution would reduce its surplus to less than such amount.
b. Except in the case of share dividends, surplus for determining whether dividends 
or other distributions may be declared may not include surplus arising from 

unrealized appreciation in value, or revaluation of assets, or from unrealized 
profits upon investments.
c. No dividend or other distribution may be declared or paid contrary to any 
restriction contained in the articles of incorporation.
d. No dividend or other distribution may be declared or paid contrary to section

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