North Dakota Code § 26.1-09-07

Maximum indemnity on fire risk - Statement of maximum liability on single
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risk.
A subscriber to a reciprocal or interinsurance contract may not assume on any single fire 
insurance risk an amount greater than ten percent of the net worth of the subscriber. Whenever 
required so to do by the commissioner, the attorney shall furnish to the commissioner a 
statement under oath of the attorney showing the maximum amount of indemnity carried upon 
any single fire insurance risk.

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