North Dakota Code § 26.1-04-07

Misrepresentation of terms of policy and future dividends prohibited
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An insurance or surety company, reciprocal, benevolent society, or any other insurance 
organization or association, however constituted or entitled, doing business in this state, and an 
officer, director, agent, or solicitor of the company, society, or organization, and an insurance 
producer, may not issue, circulate, or use, or cause or permit to be issued, circulated, or used, 
any written or oral statement or circular misrepresenting the terms of any policy issued or to be 
issued by the company, society, or organization, or the benefits or advantages, promised 
thereby, or make an estimate, with intent to deceive, of the future dividends or shares of surplus 
payable under the policy, or use any name or title of any policy or class of policies 
misrepresenting the true nature thereof.

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