North Dakota Code § 21-04-07

Limitation on county deposit in financial institution
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In no case may the amount of county funds deposited by the board of county 
commissioners in any one financial institution exceed the combined capital and surplus of such 
financial institution. In a county where the deposits to be made by the board of county 
commissioners of county funds exceed the combined capital and surplus of all the financial 
institutions in the county, qualified as depositories, the board of county commissioners 
nevertheless may deposit such county funds within the county upon the condition that such 
financial institutions furnish sufficient bonds as required in this chapter.

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