This Article shall apply to all kinds of direct insurance, but shall not be applicable to: (1) Life, annuity, accident and health or disability insurance; (2) Mortgage guaranty, financial guaranty or other forms of insurance offering protection against investment risks; (3) Fidelity or surety bonds, or any other bonding obligations; (4) Credit insurance, vendors' single interest insurance, collateral protection insurance, or any similar insurance protecting the interests of a creditor arising out of a creditor-debtor transaction; (5) Other than coverages that may be set forth in a cybersecurity insurance policy, insurance of warranties or service contracts; (6) Title insurance; (7) Ocean marine insurance; (8) Repealed by Session Laws 1991 (Regular Session, 1992), c. 802, s. 1, effective January 1, 1993. (9) Any transaction or combination of transactions between a person (including affiliates of such person) and an insurer (including affiliates of such insurer) which involves the transfer of investment or credit risk unaccompanied by transfer of insurance risk; (10) Insurance written on a retroactive basis to cover known or unknown losses which have resulted from an event with respect to which a claim has already been made, and the claim is known to the insurer at the time the insurance is bound.
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