§ 32. Group insurance. 1. Notwithstanding any provision of section\nthirty of this chapter, any town may contract for a single policy of\ninsurance indemnifying (1) all fire protection districts and fire alarm\ndistricts wholly within such town which are liable for the payment of\nbenefits under this chapter, (2) all territory within such town outside\ncities, villages, fire districts, fire protection districts and fire\nalarm districts which is liable for the payment of benefits under this\nchapter, and (3) the town in relation to such fire protection districts,\nfire alarm districts and outside territory, against liability imposed by\nthis chapter. If a town has any such liability and contracts for such a\nsingle policy, then and in that event only any such policy, if requested\nby the board of trustees of any village wholly within the town, or by\nthe board of fire commissioners of any fire district wholly within the\ntown, shall also indemnify such village or fire district against such\nliability. The cost of such insurance shall be a town charge and shall\nbe levied and collected in the same manner as other town charges only in\nthe territory of such town which is liable for the payment of benefits\nunder this chapter and which is outside of any village and fire\ndistricts not covered by such a policy. Nothing in this section\ncontained shall impose any additional liability on any town for any\nbenefit payments in relation to volunteer firefighters.\n 2. Notwithstanding any other provision of section thirty of this\nchapter, any group of cities, villages, fire districts or town boards\nacting for and on behalf of fire protection districts, fire alarm\ndistricts or territories outside any such municipal corporations or\ndistricts which are liable for the payment of benefits under this\nchapter, all of which cities, villages, districts and territories are\nlocated in whole or in part within one county, may elect by resolution\nof the governing board of each member of the group to be insured against\nliability imposed by this chapter, as a group under a single policy.\nSuch resolutions shall be filed with the chairman of the board of\nsupervisors. The group shall file with the chairman of the board of\nsupervisors an agreement, signed by the officer of the governing body\ndesignated by such resolution, agreeing to the effective date of such\npolicy and to the population of each such city, village, fire district,\nfire protection district, fire alarm district and such territory outside\nany such municipal corporation or district, and, if any such fire\nprotection district or fire alarm district lies wholly or partly within\ntwo or more towns, the population of the district within each such town.\nThe population shall be that which is shown by the latest federal\ncensus, or, if not shown by such census, then as estimated. The estimate\nused for any village, district or other area in a town plus the\nestimated or actual population of all other villages, districts and\nareas in such town shall not exceed the population of such town as shown\nby the latest federal census. It shall be the duty of the chairman of\nthe board of supervisors of the county, upon the filing of such\nresolutions and agreement, promptly to contract for insurance\nindemnifying against the liability imposed by this chapter in the manner\nprovided in section thirty of this chapter. Except by mutual consent of\nthe participating members, a member may withdraw from such a group only\nupon the anniversary date of the policy, and then only upon thirty days'\nnotice of withdrawal by mail to the chairman of the board of\nsupervisors. The cost of such insurance shall be apportioned by the\nclerk of the board of supervisors of the county to each such city,\nvillage, fire district, fire protection district, fire alarm district,\nand such territory outside such municipal corporations and districts, in\nthe proportion that the agreed population bears to the entire pop
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