New York Vehicle and Traffic Code § 1693

Financial responsibility of transportation network companies
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§ 1693. Financial responsibility of transportation network companies.\n1. A TNC driver, or TNC on the TNC driver's behalf through a group\npolicy, shall maintain insurance that recognizes that the driver is a\nTNC driver and provides financial responsibility coverage:\n  (a) while the TNC driver is logged onto the TNC's digital network; and\n  (b) while the TNC driver is engaged in a TNC prearranged trip.\n  2. (a) The following automobile financial responsibility insurance\nrequirements shall apply while a TNC driver is logged onto the TNC's\ndigital network but is not engaged in a TNC prearranged trip: insurance\nagainst loss from the liability imposed by law for damages, including\ndamages for care and loss of services, because of bodily injury to or\ndeath of any person, and injury to or destruction of property arising\nout of the ownership, maintenance, use or operation of a personal\nvehicle or vehicles within this state, or elsewhere in the United States\nin North America or Canada, subject to a limit, exclusive of interest\nand costs, with respect to each such occurrence, of at least\nseventy-five thousand dollars because of bodily injury to or death of\none person in any one accident and, subject to said limit for one\nperson, to a limit of at least one hundred fifty thousand dollars\nbecause of bodily injury to or death of two or more persons in any one\naccident, and to a limit of at least twenty-five thousand dollars\nbecause of injury to or destruction of property of others in any one\naccident, provided however, that such policy need not be for a period\ncoterminous with the registration period of the personal vehicle\ninsured, and coverage in satisfaction of the financial responsibility\nrequirements set forth in section three thousand four hundred twenty of\nthe insurance law, article fifty-one of the insurance law, and such\nother requirements or regulations that may apply for the purposes of\nsatisfying the financial responsibility requirements with respect to the\nuse or operation of a motor vehicle.\n  (b) The coverage requirements of paragraph (a) of this subdivision may\nbe satisfied by any of the following:\n  (i) insurance maintained by the TNC driver; or\n  (ii) insurance provided through a group policy maintained by the TNC;\nor\n  (iii) a combination of subparagraphs (i) and (ii) of this paragraph.\n  3. (a) The following automobile financial responsibility insurance\nrequirements shall apply while a TNC driver is engaged in a TNC\nprearranged trip: insurance against loss from the liability imposed by\nlaw for damages, including damages for care and loss of services,\nbecause of bodily injury to or death of any person, and injury to or\ndestruction of property arising out of the ownership, maintenance, use,\nor operation of a specific personal vehicle or vehicles within this\nstate, or elsewhere in the United States in North America or Canada,\nsubject to a limit, exclusive of interest and costs, with respect to\neach such occurrence, of at least one million two hundred fifty thousand\ndollars because of bodily injury to or death of any person, and injury\nto or destruction of property provided however, that such policy need\nnot be for a period coterminous with the registration period of the\npersonal vehicle insured, and coverage in satisfaction of the financial\nresponsibility requirements set forth in section three thousand four\nhundred twenty of the insurance law, article fifty-one of the insurance\nlaw; coverage provided in accordance with subsection (f) of section\nthree thousand four hundred twenty of the insurance law, providing\nsupplementary uninsured/underinsured motorist insurance for bodily\ninjury, in the amount of one million two hundred fifty thousand dollars\nbecause of bodily injury to or death of any person in any one accident;\nand such other requirements or regulations that may apply for the\npurposes of satisfying the financial responsibility requirements with\nrespect to the 

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