New York Uniform Commercial Code Code § 3-307

Burden of Establishing Signatures, Defenses and Due Course
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Section 3--307. Burden of Establishing Signatures, Defenses and Due\n                  Course.\n  (1) Unless specifically denied in the pleadings each signature on an\ninstrument is admitted. When the effectiveness of a signature is put in\nissue\n       (a) the burden of establishing it is on the party claiming under\n           the signature; but\n       (b) the signature is presumed to be genuine or authorized except\n           where the action is to enforce the obligation of a purported\n           signer who has died or become incompetent before proof is\n           required.\n  (2) When signatures are admitted or established, production of the\ninstrument entitles a holder to recover on it unless the defendant\nestablishes a defense.\n  (3) After it is shown that a defense exists a person claiming the\nrights of a holder in due course has the burden of establishing that he\nor some person under whom he claims is in all respects a holder in due\ncourse.\n

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